Denver, History of Colorado, BIOS: MILLER, Ernest J. (published 1918)
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"History of Colorado", edited by Wilbur Fisk Stone, published by The S. J. 
Clarke Publishing Co. (1918)  Vol. II


p. 408, 410
photo p. 409



	ERNEST J. MILLER.

	Ernest J. Miller, making his initial start in the insurance field 
at the age of twenty-one years, is now, at the age of thirty-six, 
proprietor of one of the three largest general insurance agencies of 
Denver, with offices in the Gas & Electric building. The business has 
been built up to extensive proportions through close application, 
intensive study and thorough mastery of every subject that has to do 
directly or indirectly with the insurance business. Mr. Miller is a 
native of Michigan. He was born in the town of Brooklyn on the 19th of 
March, 1882, and is a son of William H. and Emma (Carey) Miller. The 
father was also born in Michigan and belongs to one of the old families 
of that state, of German lineage. He was for many years a wholesale 
liquor merchant and is now living retired in Jackson, Michigan. His 
wife came of French ancestry and was called to her final rest in 1885. 
In the family were but two children and the younger son, Fred, is now 
deceased.

	Ernest J. Miller pursued his education in the public schools of 
Deerfield, Michigan, and when a youth of nineteen years started out in 
the business world on his own account. He arrived in Denver on the 23d 
of October, 1903, an entire stranger, and through the intervening years 
has been actively connected with the interests of this city. He was 
first employed by the firm of Ferris & Conway, real estate and 
insurance agents, in the capacity of stenographer and remained in the 
employ of the firm until 1914, having charge during the latter years of 
that period of the insurance department. In 1914 he entered the 
insurance business with his former employers under the firm name of 
Ferris, Conway & Miller, a partnership that was maintained until 1916, 
when he purchased the interests of Messrs. Perris and Conway and 
removed the business to its present quarters in the Gas & Electric 
building. Increasing patronage has forced him to secure increased space 
from time to time and he is today at the head of one of the leading 
insurance agencies operating in Denver, his business justifying the 
employment of ten people. He handles all classes of insurance save life 
insurance and now represents the Niagara-Detroit Underwriters Agency in 
Colorado, New Mexico and Wyoming, the American National Insurance 
Company of Ohio, the Newark Fire and Vulcan of California, in Colorado 
and Wyoming, the Detroit Fire & Marine, also the Michigan Fire & Marine 
and the Standard Fire of Hartford in Colorado. The agency also handles 
the Metropolitan Casualty and the Western Indemnity for the entire 
mountain field. Mr. Miller is the youngest general agent in the 
mountain territory, and the Insurance Report, writing of him, says: 
"His rise to the position of success he now occupies has been 
accomplished by intensive study and development of the peculiar 
insurance requirements of the territory he covers, and in the building 
up of a loyal agncy force. 'Service' has been the keynote of the 
office's relations with all its agents, and with such an array of 
carriers in every branch it has been a good office for an agent to 
represent. Through the acquisition of the Niagara-Detroit Underwriters 
Agency, Mr. Miller increases his opportunities for rendering service, 
not only by reason of added carrying capacity, but by the addition of 
the lines of explosion and full war coverage and automobile lines of 
all kinds.

	"Mr. Miller's department office at Denver is one of the best 
equipped in the west, occupying an elaborate suite in the Gas & 
Electric building, that home of insurance offices. With his tremendous 
energy, enthusiastic vigor and great popularity, the future of his 
department cannot fail to produce immensely gratifying results, and the 
companies under his management are to be congratulated."

	On the 13th of August, 1904, in Denver, Mr. Miller was married to 
Miss Florence Soyer, a native of Wisconsin and a daughter of George and 
Mary Soyer, of an old family of that state. Mr. and Mrs. Miller have 
two children: Hazel G., born October 13, 1910, and Donald W., born June 
5, 1912.

	Mr. Miller holds membership in the Royal League. He is also a 
member of the Optimist Club and the Denver Civic and Commercial 
Association. His political allegiance is given to no party, for he 
maintains an independent course, voting according to the dictates of 
his judgment and the exigencies of the case. His business career has 
been marked by continuous progress and he deserves much credit for what 
he has accomplished, in that he started out empty-handed, having no 
special advantages at the beginning of his business career. Thorough 
mastery of what he has undertaken, keen sagacity, executive force and 
indefatigable energy have been the salient points of his progress.