Bedford County PA Archives Biographies.....Kramer, Milton H.     
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Judy Banja jbanja@msn.com May 2003


MILTON H. KRAMER, Esq., a leading citizen of Hyndman, Pa., 
is at the head of the well-known and enterprising firm of 
Kramer & Mullin, insurance agents.  A native of 
Pennsylvania, born March 9, 1861, in Bucks County, the 
birthplace of both his parents, Aaron F. and Mary 
(Hillegass) Kramer, he comes of thrifty German ancestry.
  Milton H. Kramer when about ten years old removed with his 
father and mother from Bucks County to Lehigh County, 
Pennsylvania, where, in the township of Upper Saucon, which 
was his home several years, he continued to add to the 
knowledge he had previously obtained in the district schools 
of his native town.  After completing his education in the 
normal department of Muhlenburg College at Allentown, Pa., 
he taught school three terms in Lehigh County, and one term 
in Londonderry township, Bedford County.  In 1882 he settled 
in Everett, Pa., as one of the surveyors who located the 
furnace in that town and the narrow gauge railway connected 
with it.  Having finished his surveying, he remained in 
Everett for more than a year, being in business with J. J. 
Barndollar & Son, lumber manufacturers and dealers.  In 1884 
he became superintendent of the lumber interests of Connelly 
& Barndollar in Londonderry township, whose plant was 
located about two miles from the town of Hyndman, a position 
which he retained two years.
  Removing then to Hyndman, Mr. Kramer formed a partnership 
with John Bussard, with whom he was engaged in mercantile 
pursuits for three years.  In November, 1891, he retired 
from business as a merchant, and in the following June he 
established himself in the insurance business as senior 
member of the firm of Kramer & Mullin.  This firm is one of 
the most successful of its kind in Bedford County, 
representing as it does many of the leading insurance 
companies of the world, including the following: the Home 
Insurance Company of New York; the Springfield Fire and 
Marine Insurance Company of Springfield, Mass.; the Sun 
Insurance office of London, England; the American Central 
Company of St. Louis, Mo.; the Citizens' Company of 
Pittsburg, Pa.; and the Philadelphia Underwriters' Company 
of Philadelphia, Pa.
  Mr. Kramer is intimately and favorably known in the 
community, and he is prominently identified with its 
financial, political, and social interests.  By his 
fellow-citizens, who appreciate his many superior qualities, 
he has been frequently elected to important positions of 
public trust.  Since 1890 he has served continuously as 
Justice of the Peace; from 1889 until the spring of 1892 he 
served as Burgess of Hyndman borough; and while living in 
Londonderry township he was a School Director.  Politically, 
he is identified with the Republican party, and religiously, 
he is a member of the Reformed church, in which he has been 
an Elder for many years.  Fraternally, he belongs to the 
three most prominent secret societies of Hyndman - the 
Masonic organization, the order of Odd Fellows, and the 
Knights of Pythias.
  On September 5, 1885, Mr. Kramer married Miss Lucy 
Bussard, a daughter of Joseph E. Bussard, of West Providence 
township, Bedford County.  Three children - Anna L., John K. 
White, and Pearl - brighten their home to-day.  They have 
been bereft of one child, a daughter, Mary L., who was taken 
away when "life and love were new."


Source: Bedford Biographical Review, 1899, Bedford Co., Pa