BIO: L. W. SPENCER, Clearfield County, PA
 
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From Twentieth Century History of Clearfield County, Pennsylvania,
and Representative Citizens, by Roland D. Swoope, Jr.,
Chicago: Richmond-Arnold Publishing Company, 1911, pages 476 & 477.
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  L. W. SPENCER, cashier of the Curwensville National Bank, at Curwensville, 
Pa., has been more or less identified with the business interests of Lumber City 
and Curwensville, all his mature life.  He was born at Lumber City, Clearfield 
county, Pa., and is the only surviving child of H. W. and Amanda M. (Garretson) 
Spencer.
  H. W. Spencer was born at Grampian Hill, Clearfield county, Pa., August 21, 
1832, and died at Curwensville at the age of 74 years.  He was a man of much 
business enterprise and was a carpenter and contractor, also a merchant and 
lumber dealer.  He served in numerous public offices, was postmaster of Lumber 
City and later was burgess of Curwensville.  He erected many buildings at Lumber 
City and the Spencer Building in Curwensville, in which the business of L. W. 
Spencer & Co., was carried on for a long time, he being the senior partner.  He 
married Amanda M. Garretson, who died at the age of 67 years.  She was a woman 
of many Christian virtues and a consistent member of the Society of Friends.  H. 
W. Spencer was a member also of the lumber firm of Kirk & Spencer and was a 
stockholder in the Curwensville National Bank.
  L. W. Spencer attended the schools of Lumber City and later took a business 
course in the Eastman Commercial College at Poughkeepsie, N. Y., and afterward 
went into the mercantile business with his father at Lumber City.  In 1877 the 
family moved to Curwensville and he continued in the mercantile business under 
the style of L. W. Spencer & Co., which he subsequently sold.  He then became 
cashier of the Citizens National Bank of Curwensville which later consolidated 
with the Curwensville National Bank, an institution of high financial standing 
in Clearfield county.
  In 1902 Mr. Spencer was married to Miss Dema England, who is a daughter of 
John R. and Sarah England, residents of Leroy, O.  Mr. and Mrs. Spencer reside 
on Ridge avenue, Curwensville.  He is a member of the Society of Friends.  In 
politics, like his late father, he is a Republican.  He served as councilman and 
on the school board of this borough and on many occasions has served on 
committees of public importance.  He is identified fraternally with the Masons, 
belonging to the Blue Lodge, Chapter and Commandery and to the higher branches 
at Philadelphia, and also to the Odd Fellows at Curwensville.